Tax Traps at Age 62 That Could Cost You Thousands

Turning 62? Retirement tax planning: Social Security claiming, earnings test, Medicare IRMAA premiums, Roth conversions, capital gains, RMDs.

You'll learn:

• How the Social Security earnings test can shrink benefits if you work at 62
• Why IRA/401(k) withdrawals for pre‑65 healthcare can trigger future Medicare IRMAA
• How stacking income sources can increase capital gains rates and Social Security taxation
• Why planning for inflation, RMDs, and future tax changes matters now

Don't let these surprises derail your retirement plans - watch now and take control of your financial future!

📞 Schedule a Call with a Bayntree Financial Advisor today.

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