VIDEO

Solugenix: 401(k) Catch-Up Contribution Changes for 2026

Make the Most of Your 401(k): New Catch‑Up Rules & Roth Strategies

Get Bayntree’s latest update on 401(k) rules including new catch-up contribution changes, how they can boost retirement savings, and when to use a traditional 401(k) vs. a Roth 401(k).

In this short video, you’ll learn:

  • 2025/2026 limits, including age 50+ catch-ups and the enhanced age 60–63 catch-up
  • The new IRS rule: if you earn over $145,000, catch-up contributions must go to Roth
  • How to decide between a traditional 401(k) and Roth 401(k) based on your current vs. future tax rate
  • Why always capturing your employer match matters and how to adjust your deferral
  • How our Bayntree 401(k) team can help you at no cost as a Solugenix employee

Have questions? Contact Bayntree’s 401(k) team. We’re here to help.

📞 Schedule a Call With a Bayntree Financial Advisor to discuss your 401k or other financial goals.

‍🎯 Are You on Track for Retirement? Get your free Retirement Readiness Review and find out!

Investment advice is offered through Bayntree Wealth Advisors, LLC, an SEC-registered investment adviser. Insurance and annuity products are offered separately through Bayntree Planning Group, LLC. Bayntree does not provide, and no statement contained herein shall constitute, tax or legal advice. You should consult a tax or legal professional on any such matters. Opinions expressed herein are solely those of Bayntree Wealth Advisors. All content is for informational purposes only and is not intended to provide the basis for any financial decisions.

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401(k) Education
Retirement Planning