Solugenix: 401(k) Catch-Up Contribution Changes for 2026

Make the Most of Your 401(k): New Catch‑Up Rules & Roth Strategies

Get Bayntree’s latest update on 401(k) rules including new catch-up contribution changes, how they can boost retirement savings, and when to use a traditional 401(k) vs. a Roth 401(k).

In this short video, you’ll learn:

• 2025/2026 limits, including age 50+ catch-ups and the enhanced age 60–63 catch-up
• The new IRS rule: if you earn over $145,000, catch-up contributions must go to Roth
• How to decide between a traditional 401(k) and Roth 401(k) based on your current vs. future tax rate
• Why always capturing your employer match matters and how to adjust your deferral
• How our Bayntree 401(k) team can help you at no cost as a Solugenix employee

Have questions? Contact Bayntree’s 401(k) team. We’re here to help.

📞 Schedule a Call With a Bayntree Financial Advisor to discuss your 401k or other financial goals.

‍🎯 Are You on Track for Retirement? Get your free Retirement Readiness Review and find out!