Solugenix: 401(k) Catch-Up Contribution Changes for 2026

Make the Most of Your 401(k): New Catch‑Up Rules and Roth Strategies

Get Bayntree’s latest update on 401(k) rules—new catch-up contribution changes, how they can boost retirement savings, and when to use traditional vs. Roth.

In this short video, you’ll learn:

• 2025/2026 limits, including age 50+ catch-ups and the enhanced age 60–63 catch-up
• The new IRS rule: if you earn over $145,000, catch-up contributions must go to Roth
• How to decide between traditional and Roth based on your current vs. future tax rate
• Why always capturing your employer match matters—and how to adjust your deferral
• How our Bayntree 401(k) team can help you at no cost as a Solugenix employee

Have questions? Contact Bayntree’s 401(k) team or stop by our Scottsdale office. We’re here to help.

📞 Schedule a Call With a Bayntree Financial Advisor to Discuss your 401k or Other Financial Goals

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