Long-Term Care Costs $100K a Year—Here's What Most People Miss

When people think about retirement planning, they usually focus on investments, taxes, and income.

But there’s one risk that quietly derails more retirement plans than almost anything else: long-term care.

Assisted living now averages around $60,000 per year, and private nursing home care can easily run $100,000–$120,000 per year. Most families don’t realize how exposed they are until they’re forced to make decisions under stress.

We created a short video that breaks down the most common long-term care options as you approach retirement, including the pros, cons, and who each strategy tends to work best for.

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What you’ll learn in this video:

✔️ How to pay for long-term care in retirement

✔️ The pros and cons of self-funding long-term care

✔️ How traditional long-term care insurance works (and why premiums can rise)

✔️ Why hybrid life insurance + LTC policies are growing in popularity

✔️ How annuities with LTC riders may provide tax advantages

✔️ When home equity / reverse mortgage strategies can help you age in place

✔️ How to choose the right long-term care plan based on your goals, assets, and health

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