Paying Too Much for Medicare? How to Lower Your IRMAA Costs

Are you paying higher Medicare premiums because of IRMAA? If your income was higher two years ago, you may have been hit with a Medicare IRMAA surcharge, and it can add hundreds (or even thousands) of dollars to your annual healthcare costs.

The good news? You may be able to reduce, avoid, or appeal IRMAA with the right strategies.

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In this video, Andrew Rafal, founder of Bayntree Wealth Advisors, breaks down:

• What triggers IRMAA and how your income is calculated
• Proven strategies to lower your MAGI and reduce future IRMAA penalties
• How to appeal an IRMAA surcharge if you’ve had a life-changing event
• Other overlooked options to manage Medicare costs in retirement

If you’re facing IRMAA, remember: you don’t have to just accept it. There are ways to lower your Medicare premiums and keep more of your hard-earned retirement savings.

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