5 Retirement Moves to Make in January (If You’re Retiring in the Next 10 Years)

If you’re 5 to 10 years from retirement, January is the best time to review your retirement plan, especially if you want to reduce uncertainty around income, taxes, Social Security, and your retirement timeline.

✅ Take the Free Retirement Readiness Assessment

📞 Schedule a Complimentary Call to talk through your retirement options with our team

‍In this video, Andrew Rafal, founder of Bayntree Wealth Advisors, shares 5 smart retirement planning moves to make in January to help you create a clear and confident retirement action plan for 2026.

Your 2026 January Retirement Action Plan:

✔️ Know your income gap

✔️ Update your Social Security strategy

✔️ Set your 401(k) + IRA contributions intentionally

✔️ Identify smart tax moves before filing season

✔️ Pressure-test your retirement date