2026 Contribution Limits for Your 401(k)

Maximize your retirement savings with a clear understanding of the 2026 401(k) and IRA contribution limits.

In this short educational video, we break down what’s changing this year and what it means for you:

• What are the new 2026 401(k) contribution limits?
• How much can I contribute if I am age 50 or older?
• What are the special catch-up rules for ages 60 to 63?

We walk through the updated numbers and practical strategies to help you take full advantage of your retirement plan.

• The 2026 401(k) elective deferral limit of $24,500
• Catch-up contribution limits for ages 50 to 59, 60 to 63, and 64+
• Updated 2026 IRA contribution and catch-up limits
• Simple strategies to gradually increase your savings over time

Understanding annual contribution limit increases can help you stay on track, boost tax-advantaged savings, and strengthen your long-term retirement plan.

🎯 Are You on Track for Retirement? Take Our Free Quiz to Find Out

📞 Schedule a Call With a Bayntree Financial Planner to discuss your 401k or check out the other tools we discussed in this video