Privacy Policy

Type of website: Business

Effective date: 1st day of September 2022

https://www.bayntree.com (the "Site") is owned and operated by Bayntree Wealth Advisors. Bayntree Wealth Advisors is the data controller and can be contacted at: compliance@bayntree.com

Purpose

The purpose of this privacy policy (this "Privacy Policy") is to inform users of our Site of the following:

1. The personal data we will collect;
2. Use of collected data;
3. Who has access to the data collected;
4. The rights of Site users; and
5. The Site's cookie policy.

This Privacy Policy applies in addition to the terms and conditions of our Site.

GDPR

For users in the European Union, we adhere to the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, known as the General Data Protection Regulation (the "GDPR"). For users in the United Kingdom, we adhere to the GDPR as enshrined in the Data Protection Act 2018.

We have not appointed a Data Protection Officer as we do not fall within the categories of controllers and processors required to appoint a Data Protection Officer under Article 37 of the GDPR.

Consent

By using our Site users agree that they consent to:

1. The conditions set out in this Privacy Policy.

When the legal basis for us processing your personal data is that you have provided your consent to that processing, you may withdraw your consent at any time. If you withdraw your consent, it will not make the processing which we completed before you withdrew your consent unlawful.

You can withdraw your consent by contacting us directly at compliance@bayntree.com.

Legal Basis for Processing

We collect and process personal data about users in the EU only when we have a legal basis for doing so under Article 6 of the GDPR.

We rely on the following legal basis to collect and process the personal data of users in the EU:

• Users have provided their consent to the processing of their data for one or more specific purposes.

Personal Data We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

Data Collected Automatically

When you visit and use our Site, we may automatically collect and store the following information:

• IP address;
• Location;
• Hardware and software details;
• Clicked links; and
• Content viewed.

Data Collected in a Non-Automatic Way

We may also collect the following data when you perform certain functions on our Site:

• First and last name;
• Email address; and
• Phone number.

This data may be collected using the following methods:

• Submitting a form.

How We Use Personal Data

Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy.

The data we collect automatically is used for the following purposes:

• Site Analytics

The data we collect when the user performs certain functions may be used for the following purposes:

• Communication

Who We Share Personal Data With

Employees
We may disclose user data to any member of our organization who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Other Disclosures
We will not sell or share your data with other third parties, except in the following cases:

• If the law requires it;
• If it is required for any legal proceeding;
• To prove or protect our legal rights; and
• To buyers or potential buyers of this company in the event that we seek to sell the company.

If you follow hyperlinks from our Site to another Site, please note that we are not responsible for and have no control over their privacy policies and practices.

How Long We Store Personal Data

User data will be stored indefinitely.

How We Protect Your Personal Data

In order to protect your security, we use the strongest available browser encryption and store all of our data on servers in secure facilities. All data is only accessible to our employees. Our employees are bound by strict confidentiality agreements and a breach of this agreement would result in the employee's termination.

While we take all reasonable precautions to ensure that user data is secure and that users are protected, there always remains the risk of harm. The Internet as a whole can be insecure at times and therefore we are unable to guarantee the security of user data beyond what is reasonably practical.

Your Rights as a User

Under the GDPR, you have the following rights:

• Right to be informed;
• Right of access;
• Right to rectification;
• Right to erasure;
• Right to restrict processing;
• Right to data portability; and
• Right to object.

Children

We do not knowingly collect or use personal data from children under 16 years of age. If we learn that we have collected personal data from a child under 16 years of age, the personal data will be deleted as soon as possible. If a child under 16 years of age has provided us with personal data their parent or guardian may contact our privacy officer.

How to Access, Modify, Delete, or Challenge the Data Collected

If you would like to know if we have collected your personal data, how we have used your personal data, if we have disclosed your personal data and to who we disclosed your personal data, if you would like your data to be deleted or modified in any way, or if you would like to exercise any of your other rights under the GDPR, please contact us at:

compliance@bayntree.com

How to Opt-Out of Data Collection, Use or Disclosure

In addition to the method(s) described in the How to Access, Modify, Delete, or Challenge the Data Collected section, we provide the following specific opt-out methods for the forms of collection, use, or disclosure of your personal data specified below:

• You can opt-out of the use of your personal data for marketing emails. You can opt-out by clicking "unsubscribe" at the bottom of any marketing email or emailing us directly at "compliance@bayntree.com" to request we remove you from our list.

Cookie Policy

A cookie is a small file, stored on a user's hard drive by a website. Its purpose is to collect data relating to the user's browsing habits. You can choose to be notified each time a cookie is transmitted. You can also choose to disable cookies entirely in your internet browser, but this may decrease the quality of your user experience.

We use the following types of cookies on our Site:

1. Functional cookies
Functional cookies are used to remember the selections you make on our Site so that your selections are saved for your next visits;

2. Analytical cookies
Analytical cookies allow us to improve the design and functionality of our Site by collecting data on how you access our Site, for example, data on the content you access, how long you stay on our Site, etc;

3. Targeting cookies
Targeting cookies collect data on how you use the Site and your preferences. This allows us to personalize the information you see on our Site for you; and

4. Third-Party Cookies
Third-party cookies are created by a website other than ours. We may use third-party cookies to monitor user preferences to tailor advertisements around their interests.

Modifications

This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy we will update the "Effective Date" at the top of this Privacy Policy. We recommend that our users periodically review our Privacy Policy to ensure that they are notified of any updates. If necessary, we may notify users by email of changes to this Privacy Policy.

Complaints

If you have any complaints about how we process your personal data, please contact us through the contact methods listed in the Contact Information section so that we can, where possible, resolve the issue. If you feel we have not addressed your concern in a satisfactory manner you may contact a supervisory authority. You also have the right to directly make a complaint to a supervisory authority in your jurisdiction.

Refund Policy For Products Sold On Bayntree Wealth Advisors' Website

For our products sold on www.bayntree.com we offer a 100% money-back guarantee. This only applies when the customer of the product books a call with Andrew Rafal, Founder at Bayntree Wealth Advisors, to discuss the dispute or dissatisfaction and once confirmed, Bayntree Wealth Advisors we will issue the refund back to the customer.

Credit Card Collection & Personal Information

All information is privately secured through Stripe. For any credit card disputes or privacy information, please check their policy here or contact Stripe directly. Bayntree Wealth Advisors does not hold or keep any personal information. All information is stored through Webflow and Stripe.

Contact Information

If you have any questions, concerns or complaints, you can contact us at
compliance@bayntree.com

Notification of Privacy Policy

At Bayntree Wealth Advisors, LLC, protecting your privacy is very important to us.  As a financial services firm, we collect and use nonpublic personal information (NPI) in order to provide our prospective, current, or former clients with a broad range of financial services as effectively and conveniently as possible.  We are providing this notice to inform you of the types of NPI we collect, our privacy safeguards and sharing practices.  We handle all NPI in accordance with this policy.

What Is Npi?  What Types of Npi Does Bayntree Wealth Advisors, LLC Collect and From Whom Do We Collect It?

Nonpublic personal information (NPI) is confidential personal information about you that we obtain in connection with providing financial services or products to you. We generally collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms (e.g., name, address, income, etc);
  • Information about your transactions with us, our affiliates, our service providers, or other parties to transactions; and
  • Information we may receive about you from unaffiliated financial service providers (e.g. custodians, insurance agents, attorneys, and consumer reporting agencies).

How Is Your Npi Utilized?

We do not disclose any NPI about you without your express consent, except as described in this notice.  We will only share your NPI with (1) employees of our firm, (2) affiliates of our firm, (3) unaffiliated service providers (i.e., broker-dealers, banks, subadvisors, co-advisors, third-party managers and mutual fund companies), (4) account aggregation services chosen by mutual agreement, (5) others who need to know such information in order to provide products or services to you and (6) any other situation where we are permitted or required by law to share it. We will also receive nonpublic personal information from some or all of the entities listed above. Disclosure of nonpublic personal information to such parties is unrestricted and is facilitated by your agreement and consent.

How Do We Protect Your Npi?

We maintain physical, electronic, and procedural safeguards to protect your NPI. Our safeguards include measures to protect your NPI prior to, during and upon termination of our financial services engagement (i.e., disposal of your data).

Disclosing Npi To Non-Affiliated Third Parties

We do not sell, share or disclose your NPI to persons or entities that are neither service providers nor affiliates. We will not share or disclose such information to non-affiliated third-party marketing companies.

Future Policy Revisions

This policy may change to reflect updates in our practices, procedures, or regulatory requirements concerning the collection and use of NPI.  As our client, you will receive notifications at least annually and any material revisions or changes to this policy will be highlighted in our annual notifications.  If you have any questions regarding our privacy policy, please do not hesitate to contact your investment advisor representative or you may write to, email, or call us at:


Bayntree Wealth Advisors, LLC

7001 N. Scottsdale Rd.
Suite #2055
Scottsdale, AZ 85253


Website: www.bayntree.com

Phone: 480 494-2750

Fax: 480 452-0827

Email: compliance@bayntree.com


We are providing this notice to you in accordance with Federal and State regulations.